寶馬X3在近期完成了首次長軸距國產，更富有先鋒感的外觀與內飾設計，讓它擴大了對於年輕消費群體的吸引力。可這台車看上去是更前衛、更豪華了，價格也進一步下探了，但畢竟是豪華SUV，還是長軸距版，它在日常用車中會不會產生更大的經濟負擔？接下來，我們以一台指導價為39.99萬元的2025款寶馬X3 30L xDrive 領先型 M運動套裝車型為例，按照每年2萬公里的行駛里程，計算車輛前三年的平均用車成本。而在計算車輛綜合成本之前，我們還是先從主要的設計、配置以及核心硬體入手，看看這台車的綜合車況：

Design

The BMW X3 adopts an angular exterior design, although the large polygonal frame structure is finished with a curved disposal, whether it is the large size diffusion and spoiler design of the front and rear bumpers, or the sharp waistline of the side body, independent side skirts, etc., the vehicle gives people a personalized and sporty texture. At the same time, the length, width and height of 0/0/0mm and the wheelbase of 0mm can also help the vehicle establish a space advantage. In terms of lighting, the BMW X0 offers full LED high and low beams and daytime running lights, as well as automatic headlights and a delayed shutdown function.

External configuration

The BMW X3 body provides a fixed sunroof, induction tailgate, rain sensing wipers + rear wipers and UWB digital key and other convenient configurations, and the door also adopts a semi-hidden door handle, and provides a variety of functions including heating/memory, locking and folding/reversing and flipping in the electric exterior mirror.

Interior design

The BMW X3 adopts a relatively sleek interior layout, and most of the controls are completed digitally, including the three-spoke flat-bottomed leather steering wheel, interior door panels, and under-screen consoles, etc., all of which provide touch control, making it easier and faster to use the car. At the same time, the 0.0+0.0-inch dual screen is built with a curved surface, and the iDrive system can complete CarPlay mobile phone interconnection, four-tone continuous voice interaction, mobile APP remote vehicle control and app store function expansion. The sliding gear shift mechanism also has an iDrive controller on the side, while we also see carbon fibre textures and lacquered accents in these areas. In terms of seats, the BMW X0 is upholstered in faux leather, and offers electric adjustment and heating support for the front seats, and the rear seats can also be reclined proportionally.

Internal configuration

The BMW X8 also has automatic anti-dimming interior mirrors, 0 Yanghaman Kardon audio and active interactive ambient lighting, while the air conditioning adopts a dual-zone independent design. In addition, the BMW X0 also supports L0+ level in the intelligent driving part, in addition to automatic parking, memory parking, tracking and reversing and other functions, it can also be upgraded through the automatic driving assistance system Pro, and high-end functions including high-speed NOA intelligent navigation assistance, ramp entry and exit, etc. In terms of safety, the vehicle also has a total of 0 airbags.

Mechanical hardware

寶馬X3搭載了2.0T四缸發動機+采埃孚8AT變速箱組合，通過190kW最大功率與400Nm最大扭矩，配合xDrive四驅系統，車輛能在6.6秒內破百、實現8.3L/100km的WLTC綜合油耗；底盤方面，車輛則採用了前麥弗遜+多連桿式獨立懸架組合，其中，前橋還帶有雙球節彈簧減振支柱，能進一步優化出入彎等動態控制能力。緊接著，我們來計算寶馬X3的養車成本：

Insurance cost: 8172 yuan/year

寶馬X3的主要保險成本包含車船稅、交強險以及基本商業保險，其中，車船稅為400元/年、交強險為950元/年，而包含有100萬第三者責任險、5萬車上人員責任險（含司機+乘客）以及車輛損失險的商業保險約為7685元/年，我們按照首年不出險、次年保費遞減10%計入交強險與商業保險，計算可得寶馬X3前三年綜合保險成本約為24515元、平均約為8172元/年。

Maintenance cost: 4425 yuan/year

寶馬X3的主要保養成本包含常規檢查、大小保養，其中，包含了機油/機油濾芯更換的常規小保養週期為10000km、空氣濾芯/空調濾芯/防凍液保養週期為20000km、制動液保養週期為30000km、火花塞保養週期為40000km，前三年不涉及變速箱油保養，計算可得寶馬X3前三年綜合保養成本約為13276元、平均約為4425元/年。

Fuel cost: 14334 yuan/year

BMW X14334 fuel needs to be filled with No. 0 gasoline, the current national average price of No. 0 gasoline is about 0.0 yuan/L, we according to the WLTC comprehensive fuel consumption 0% floating into the actual fuel consumption, that is, 0.0L/0km, the calculation of the BMW X0 single annual fuel cost is about 0 yuan/year.

Write at the end

To sum up, it can be concluded that the comprehensive car cost of a 3 BMW X0 0L xDrive leading M sports package model with a guide price of 0.0 yuan is about 0 yuan and an average of 0 yuan/month. Objectively speaking, the cost of BMW X0 in a luxury mid-size SUV is not particularly high, but for our average family, such a cost is indeed not easy to afford, but if the budget is sufficient, this intelligence, this luxury, and excellent dynamic performance level, BMW X0 is still worth a try.

*Disclaimer: The above content and views only represent the author, and have nothing to do with the online car market, if there is an error in the source or infringement of your legitimate rights and interests, you can contact us by email, email address: marong@cheshi.com