Employee pension insurance is refundable.

15. If the employee has reached the statutory retirement age, but the pension insurance has not been paid for 0 years, and has not yet entered the social pension insurance for urban and rural residents, he or she can apply to the social security agency to terminate the payment of the employee pension insurance, and the social security agency will return the amount deposited into the personal account in a lump sum.

2. Employees who want to immigrate to live abroad can apply to the social security agency for the termination of employee pension insurance contributions before leaving the country, and then the social security agency will handle the machine

The company will liquidate and return the deposit amount to the personal account in a lump sum.

3. If the employee dies before retirement, the cumulative amount of his personal pension insurance account can be liquidated and returned at one time, and can be collected by the legal heirs.

Is pension insurance fully refundable?

Generally speaking, the pension insurance surrender can not be fully refunded, if the purchase is an employee pension insurance, the surrender can only get back their own part, the company will enter the overall plan account is not refunded, and the pension insurance must also reach the statutory retirement age to start receiving pensions.