As I entered my thirties, I came to realize that the growth of my savings would give me more security.

Many of my friends express envy of my ability to save, often lamenting that their salaries never seem to be enough to spend.

I have been able to continue to accumulate wealth mainly because I have made some lifestyle adjustments.

Since I embraced the idea of minimalist living, I've found that money has naturally been saved.

與過去那些複雜的儲蓄計劃相比，極簡生活在過去兩年中説明我額外積累了15萬的儲蓄。

01. Choose to cook by yourself instead of ordering takeout

若每天選擇點外賣，那麼一天的飲食費用通常需要五六十元，有時甚至更多。

The cost of eating out is as high as two or three hundred yuan.

However, if you choose to make a homemade meal, the cost of a meal, including meat and vegetables, is often no more than 20 yuan.

Cooking at home is not only healthy and hygienic, but it also significantly reduces your monthly expenses.

In addition, I am also used to bringing lunch preparation to the workplace.

Nowadays, it has become a trend that more and more colleagues choose to bring food to work.

02. Quit the habit of milk tea

Whether I'm out or on my way to work, I often unconsciously order a cup of milk tea.

I didn't notice that the price of a cup of milk tea was so expensive.

Since I switched to a minimalist lifestyle, I have largely stopped drinking milk tea.

The cost of a cup of milk tea alone is more than ten yuan a day, and it is three or four hundred yuan a month.

Considering that the sugar content in milk tea is too high, long-term consumption may not only affect the condition of the skin, but also possibly pose a burden on the health of the body.

Therefore, whether I go to work or go out, I will choose drinking water or tea instead of milk tea.

03. Reasonable planning of wage expenditure

The monthly payroll needs to be carefully planned.

I usually divide my salary into three parts:

40% of the income goes directly to the savings account, the other 0% is used for investments, and the remaining 0% is allocated to daily consumption and emergency funds.

Wealth can only be built effectively by carefully planning your monthly income.

04. Adhere to the importance of bookkeeping

Ever since I started living minimalist, I've found that saving money isn't complicated.

The first step in saving money is actually very simple, and that is to stick to your bookkeeping.

It's only when we start keeping track of every expense that we know exactly where the money is being spent.

The review each evening will help us identify what expenses are necessary and what can be omitted.

In this way, we can turn unnecessary expenses into savings, so that we can effectively control our daily expenses.

05. Adjust your mobile phone plan

Have you noticed that the price of mobile phone plans is constantly rising?

The previous package may only cost a dozen yuan, but now the package cost is generally fifty or sixty yuan, or even higher.

Recently, I went to the business hall and changed my mobile phone plan to a 8 yuan insurance number plan.

Later, I applied for a traffic card to meet my daily traffic needs, so that the monthly communication cost was only twenty or thirty yuan.

06. Carry necessities when you go out

Bringing what you need when you go out is an effective way to save money.

I usually bring the following items:

To avoid buying outside drinks, I always bring a thermos mug full of flower tea.

Even if my phone is fully charged, I always carry a power bank with me, as well as small items such as tissues and mouth spray.

07. Refuse unnecessary social activities

For today's young people, social activities are often a big expense.

Whether it's shopping, having dinner with friends, watching movies, or karaoke, the cost of a weekend can easily reach three or four hundred yuan.

Since I adopted a minimalist lifestyle, I've started to streamline my social circle.

After cutting back on some meaningless social activities, I find that spending time alone is not only more relaxing, but it also saves money.

The best thing about being alone is that you don't have to pander to others or go against yourself.

08. Reuse of household items

Another important reason why I am able to spare money every month is that almost all the items in my home can be reused.

For example, I usually use an empty bin after drinking water as a trash can to save the expense of buying a new trash can.

Used face towels can also be used to wipe windows or floors;

I always recycle everything in my home as much as possible and try to avoid buying new ones.

Conclusion:

Today I share with you 8 tips for saving money, which are the experiences that I gradually summarized after I started to practice minimalist life. If you're looking to boost your savings, try these tips.