Many people have a misconception that the amount of money they make will gradually increase with age.

For example, in most people's cognition, 5000 years old earns 0 month, 0 years old should earn 0 January, and 0 years old has 0 January.

But what is the reality?

When I reach middle age, I find that it is getting harder and harder, or even less, to make money.

1. Dangerous moves.

There are two most dangerous moves for the average person.

A、畏畏縮縮，不敢賣出第一步。

Li Zhou has a friend, 5 years ago, when we went to work together, he said every day that he wanted to go out and start a business, but after all these years, he is still working.

Why?

He's scared, what if he fails?

Not only did he lose his salary, but he also had the possibility of losing money, so he didn't dare to make up his mind, and now that he is middle-aged, he doesn't dare to resign.

B. The steps are too big.

Around us, there is such a group of people who have been working for people for a long time, and their brains are hot, and they have decided to start a business and start their own business.

Just do it, and go and open a restaurant.

Will it make money?

Hard.

Most of the time, after losing years of hard-earned money, they go to work honestly.

In both cases, it is very stupid behavior, and failure is a high probability thing.

2. High probability event.

Just like Li Zhou has been saying, if you want to make money, you have to do things with a high probability of success, instead of thinking that you are awesome, challenging small probabilities, and thinking about creating miracles.

It is already very difficult for a newly opened company to survive 3 years without failing.

People who have worked all their lives want to make a fortune, and they are no different from fools talking about dreams.

Whether they are too conservative or too radical, they all make the same mistake.

What's wrong?

Too anxious to try to succeed in one fell swoop.

In this world, we are all ordinary people, and it is very difficult to successfully turn over at one time.

買彩票也有中500萬的，不可能因為有這個概率存在，我們就天天跑去研究彩票吧。

There are people who are lazy at home, and there are also people who have obtained tens of millions of fortunes by demolition, so we can't just wait for demolition at home every day.

If ordinary people really want to achieve success, they can't rush for quick success, but have to take a long-term view.

3. Ten years of grinding a sword.

When people reach middle age, they can no longer pursue the small profits in front of them, and they must think about what they are doing and how much money they can make in 10 years and 0 years later.

With this kind of long-term thinking, there will be no rush to do things, and there will be a lot less impetuousness.

If you are more than 30 years old, you have to judge whether you want to do something or not, and you have to see if you can bring you a compound interest effect.

Compound interest is not a simple snowball.

Instead, it is necessary to maximize benefits with the least input and lower cost.

比如你用50萬投資一個餐飲店，生意還不錯，一年能賺100萬。

And then with the money earned, continue to invest in 5, 0 such restaurants.

看起來也有複利，等自己開了10家店後，是不是就可以年入千萬了？

However, in Li Zhou's opinion, even if you make tens of millions a year, I will not envy it, because this model is too risky, as long as there are a few loss-making stores, all the previous investments may be spit back.

If we encounter the epidemic, we may have worked hard for many years and will be ruined.

What should a really awesome person do?

Just do a good job of a model store, and then take the route of joining, selling store experience and exporting culture.

In other words, minimize your own risks.

Another example is doing self-media, no matter how many fans you have now, it is not the most important thing.

只有你認定了這事，把他當成一種生活方式，用10年，20年去堅持，10萬粉絲，100萬粉絲，那不都是早晚的事情嘛！

Because doing such a thing is completely different from the logic of going to work.

At work, as you get older, the value you bring to your boss will gradually decrease, and as long as you have the opportunity, he will definitely find a younger person to replace you.

But engaging in self-media, with the accumulation of your works, will only get easier and easier, and the longer the time, the more money you will make.

4. How high is the ceiling.

Many people save money by saving money and squeezing out every penny.

Li Zhou never believed that by saving money, a person could make a fortune.

Why?

No matter how much you save, there is always a bottom line, and some things must be spent and cannot be saved.

But making money is different, there is no ceiling.

I feel that it is too difficult to make money, or the posture of making money is not right, and I have not found the right way.

Most people rely on their salary, so they can barely make ends meet and maintain basic food and clothing.

If you want to increase your income, you have to manage it a lot.

You see those who are rich, their sources of income are diverse, there may be stocks, bonds, dividends, rent, etc.

Don't think that you can really change your life with a single income, and there is very little hope.

Andy Lau himself said that singing is not as good as Jacky Cheung, dancing is not as good as Aaron Kwok, and acting is not as good as Tony Leung.

But he did everything well, and it added up to a lot of awesomeness, and he has been popular for decades.

The question is, as a part-time worker, how to increase your multi-dimensional income?

The salary paid by the boss can be left to support the living, and all the other funds can be used to try new projects.

Of course, the new project you try is okay even if it doesn't make money in the short term, but it must have long-term potential and compound interest.

If you can test a few of these items, it is equivalent to having an ATM, which can get you a steady stream of passive income!

In this way, there is hope for a slight change in life.