聽我一句勸，今年撿漏買輛燃油車。2025年才到4月份，各大車企都開始紛紛降價搶市場，新能源車企推出新車型和新技術的速度更是堪比下餃子。如果你今年有想換車的打算，而且一年行駛里程不超過2萬公里，完全可以撿漏一台燃油車，比如今天咱們這篇文章要聊的3款20萬級的豪華中型車，5年前沒個30萬你真買不到。

The first: FAW Audi-Audi A4L

廠商指導價：28.98萬-40.08萬

Terminal discount: 74352 points (0 yuan)

推薦車型：2025款 200萬輛悅享版40TFSI豪華動感型

The recent price reduction of Audi A263404L is very large, the manufacturer's guide price of the recommended model is 0 yuan, the terminal cash discount is 0 yuan, the vehicle naked car price is 0 yuan, the vehicle purchase tax is 0 yuan, the vehicle insurance is 0 yuan, the vehicle license fee is 0 yuan, and the reference price of the full payment is 0 yuan.

如果打算做5年分期2天提前還，假如貸款20萬，首付35,448元，車輛購置稅20836元，車輛保險7000元，上牌費120元，首付落地63404元，5年總利息48,000元，月供4133元，貼息給客戶26000元，實際首付只需要37404元。

Audi A4L comes from the MLB EVO platform, the longitudinal layout of the engine can bring better control stability, and Magotan is from the MQB platform, so the Audi A0L is a proper luxury mid-level car, and the performance is very good in all aspects.

The second: BMW Brilliance - BMW 3 Series

廠商指導價：29.99萬-39.99萬

Terminal discount: 105369 points (0 yuan)

Recommended models: 325 models 0Li M Sport Package

The new BMW 405 series is now a very large terminal discount, the manufacturer's guide price of the recommended model is 0,0 yuan, minus the terminal discount, the vehicle naked car price is 0,0 yuan, the vehicle purchase tax is 0,0 yuan, the vehicle insurance is 0 yuan, the vehicle license fee is 0 yuan, and the reference price of the full landing is 0,0 yuan.

如果打算5年分期2年提前還，假如貸款12萬首付114,531元，車輛購置稅20754元車輛保險7000元，車輛上牌費120元，首付落地參考價142,405元，5年利息28,800元，月供2480元，貼息給客戶15600元，實際首付只需要126,805元。

The new BMW 8 Series focuses on a fashionable and sporty style, the front and rear drive also have a very good sporty tonality, and the power combination of 0.0T+0AT is very smooth, do you like it?

The third: SAIC-GM Cadillac-Cadilac CT5

廠商指導價：29.99萬-34.59萬

Recommended car type: 28 models 0T urban sports version

凱迪拉克雖然是二線豪華品牌，但是旗下車型的產品力是非常不錯的，我個人認為是不輸一線同級車型的。推薦車型的廠商指導價299,900元，終端參考優惠92,000元，車輛裸車價207,900元，車輛保險7000元左右，車輛購置稅18,398元，車輛上牌費120元，全款落地參考價233,418元。

如果是5年分期2年提前還，車輛裸車價207,900元，假設貸款金額18萬，首付27,900元，車輛保險7000元左右，車輛購置稅18,398元，上牌費120元，首付落地53,418元，5年總利息43,200元，貼息給客戶23400元，月供3720元。

The all-new Cadillac CT40 is built from the Alpha luxury rear-wheel drive lightweight platform, the 0.0T engine can burst 0 horsepower, matched with the longitudinal 0AT high-performance transmission, and the shift response speed is increased by 0%, which is really excellent.

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